Java script has been disabled in your browser, please check if the URL in address bar is '/en/common/administration/converting.asp' Converting Benefits
ONPHA Logo Morneau Logo

Converting Benefits

Converting Benefits

When a Plan Member’s employment terminates due to retirement, severance, etc., he or she should be advised that all or part of his or her life insurance may be converted to an individual policy without medical evidence, provided an application is made within 31 days of his or her formal termination date. Please advise the Plan Member to call their Morneau Shepell office for further information. The Plan Member is also eligible to convert his or her extended health and/or dental care benefits to an individual policy within 60 days of termination under the group plan. Please note that the individual policies will not have coverage equivalent to that of the group plan.

It is very important that you inform the terminating (or retiring) Plan Member of his or her right to convert benefits. After receiving the forms, the carrier(s) will contact the Plan Member directly to explain the options available, and the associated costs of coverage.