Under most group insurance programs, a Plan Member is eligible to apply for optional life and optional spousal Life Insurance.
Note: Optional life is NOT approved until the Plan Member is notified in writing from Morneau Shepell. You will receive a letter advising you of the insurer’s decision (approval or declination) and the new coverage will be added to your billing statement by Morneau Shepell.
Optional Accidental Death & Dismemberment Insurance
Plan Member must complete Application for Optional AD&D Insurance
Send a copy of the Application for Optional AD&D Insurance to Morneau Shepell and retain the original for your files. Since optional AD&D is not medically underwritten, coverage is automatic and the new coverage will be added to your billing statement by Morneau Shepell.