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Applying for Optional Coverage

Applying for Optional Life and Optional Spousal Life Insurance

Under most group insurance programs, a Plan Member is eligible to apply for optional life and optional spousal Life Insurance.

OPTIONAL LIFE INSURANCE

  1. Plan Member and/or Spouse must complete the Application for Group Optional Life Insurance

  2. Take a photocopy of the application for your records and mail the original signed to Morneau Shepell for processing. Since optional life requires medical underwriting, the Plan Member and/or his/her spouse may be asked to provide additional medical information and/or testing by the insurance company.

Note: Optional life is NOT approved until the Plan Member is notified in writing from Morneau Shepell. You will receive a letter advising you of the insurer’s decision (approval or declination) and the new coverage will be added to your billing statement by Morneau Shepell.

Optional Accidental Death & Dismemberment Insurance

Plan Member must complete Application for Optional AD&D Insurance

Send a copy of the Application for Optional AD&D Insurance to Morneau Shepell and retain the original for your files. Since optional AD&D is not medically underwritten, coverage is automatic and the new coverage will be added to your billing statement by Morneau Shepell.

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